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Lesson 01 of 066 min

Spotting Phishing

Phishing is when someone pretends to be a bank, a company or an official to trick you into giving away your details. The messages can look very real, but they follow the same few patterns.

In this lesson you will

  • Understand how a phishing message works
  • Recognise the common warning signs
  • Know what to do instead of replying

How it works

How phishing works

  1. The baitA message that looks official
  2. The pressure“Act now or lose access”
  3. The trapA fake link or number
  4. The catchYour OTP, PIN or password

Fraudsters often pretend to be bank officials and ask for OTPs, PINs, card details or CVV numbers. They may claim there is a problem with your account, a KYC update, or a suspicious transaction.

Tap to reveal

The five warning signs

Tap each card to flip it.

Real-life example

Inspect this message

BK-ALERTS

SMS

Dear customer, your bank account will be BLOCKED today due to pending KYC. Update now: kyc-update-online.in/verify and share the OTP you receive to confirm.

Read it carefully. How many warning signs can you find before you inspect it?

Compare

When a message worries you

Do

  • Stop and read it slowly
  • Contact the company using its official app or the number you already have
  • Block and report the sender

Don’t

  • Tap the link in the message
  • Call a number given in the message
  • Share any code, PIN or card detail

Test yourself

Quick check

0 of 2 answered

  1. 01A message says your account will be blocked today unless you share an OTP. What is it?
  2. 02You are worried a message might be real. What is the safest way to check?